Current Affairs · MSME Credit Scoring
Consider the following statements regarding CIBIL MSME Rank (CMR): Statement I: CMR uses a scale of 1 to 10, where CMR-1 denotes the highest risk and CMR-10 denotes the lowest risk of default. Statement II: The CMR algorithm ignores the personal credit history of promoters and focuses exclusively on commercial loan history. Statement III: Liquidity indicators, such as working capital limit utilization over the last 18 to 24 months, serve as critical inputs for CMR. Which of the statements given above is/are correct?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1I, II, and III
- 2Only III✓
- 3Only I and II
- 4Only I
Correct answer
Only III
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