General Studies · Paragraph Rearrangement

Arrange the following sentences (P, Q, R, S) to form a coherent and logically structured paragraph: P. As a result, many small businesses struggle to maintain profitability while also complying with the growing number of regulatory and financial requirements. Q. Over the past decade, digital payment systems have transformed commercial transactions by offering speed, convenience, and wider market access. R. However, this rapid shift has also increased operational costs, as merchants must invest in secure infrastructure, transaction fees, and technical support. S. This dual pressure has prompted policymakers to consider targeted support measures, including reduced transaction charges and simplified compliance norms.