Business Studies · Ethics and Organizational Culture

Analyze the assertion and reasoning and choose the correct option: Assertion: Individual ethics are the primary determinant of organizational culture in the banking sector, as the collective behavior of employees defines the overall integrity of the institution. Reasoning: Because banks are built on the foundation of trust and fiduciary responsibility, an individual's decision to uphold ethical standards even in the absence of supervision is what prevents systemic failures and maintains the stability of the financial market.