ABC Company has decided to recruit an equity research analyst. The candidate must: 1. Be a graduate in any discipline with 70 percent marks. 2. Be between 25 and 40 years old as on 01/01/2020. 3. Have completed CFA and FRM. 4. Have knowledge of at least two programming languages like R, SQL, Tableau etc. The following exceptions apply: A. If a candidate meets all other criteria except 4 above, the candidate will be referred to the Manager. B. A candidate whose age is more than 40 years but less than 45 years will be referred to the General Manager. Profile of the applicant: Ashish was born on 05/02/1992 (making his age 27 years as of 01/01/2020). He completed his CFA and FRM in 2015. He has done certified courses on R Programming and SQL. He did his B.Com (H) and scored 80 percent marks. What decision should be taken about this candidate?

Statement: A retail chain needs to decide whether to close underperforming stores. The decision affects hundreds of employees and several communities. Store managers argue their locations will improve, while financial data shows consistent losses. The board is divided on the issue. What rational framework should guide this decision?

An employee named Rajesh has a monthly take-home salary of 80,000. He pays 25,000 as home loan EMI, 10,000 for a car loan, and 5,000 as a premium for various insurance policies. His monthly household expenses amount to 25,000. Recently, he received a credit card statement showing a balance of 100,000 with an interest rate of 3.5% per month. Rajesh is considering using his annual bonus of 100,000 to either prepay a portion of his home loan or clear his credit card debt. Which action is financially most prudent for Rajesh to improve his net worth and cash flow?