Current Affairs · Digital Payments & Behavioral Trends
A socio-economic impact analysis was conducted on the incentive scheme for RuPay debit cards and BHIM-UPI transactions. Based on key findings regarding user behavior, consider the following statements: 1. UPI has emerged as the most preferred mode of transaction at 57%, surpassing cash, primarily due to its ease of use and instant fund transfer capability. 2. While speed of payment is cited by 74% of users as the primary advantage, cashback incentives serve as a motivation for adoption for 52% of users. 3. The shift towards digital-first financial habits is most prominent in the 18-25 age group, where the adoption rate has reached 75%. Select the correct option:
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