Banking · Credit Awareness
A scenario where a customer has a total credit limit of Rs 2,00,000 and an outstanding credit card balance of Rs 1,20,000 would be considered a major Warning Sign in a Credit Score because the Credit Utilization Ratio (CUR) is:
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 120 percent, which is too low and signals unused credit.
- 260 percent, which is too high and signals high credit risk.✓
- 350 percent, which is the ideal range.
- 440 percent, which is acceptable.
Correct answer
60 percent, which is too high and signals high credit risk.
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