Banking · Micro, Small and Medium Enterprises
A rural enterprise producing bio-fertilizers has a stable turnover but operates in a remote region with no physical commercial bank branches. The enterprise successfully secures credit from an NBFC utilizing mobile field agents and a digital lending platform. What strategic core strength allows NBFCs to support businesses in such underserved regions?
- 1Foreign exchange-linked low-risk multi-currency lending structures
- 2Customized outreach, alternative credit assessment, and last-mile connectivity✓
- 3Superior tier-1 international capital adequacy ratios
- 4Exclusive central government corporate tax waivers
Correct answer
Customized outreach, alternative credit assessment, and last-mile connectivity
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