Indian Polity · Polity
A retail customer of a public sector bank requests the internal evaluation sheet, scoring sheet, and credit officer's remarks regarding their rejected personal loan application under the RTI Act. Which of the following best describes the bank's obligation under the law?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
Share:
- 1The bank must only provide the final decision status and is legally barred from disclosing any internal analytical data.
- 2The bank is completely exempt from the RTI Act regarding all commercial decisions related to credit risk assessment.
- 3The bank can deny all information under Section 8(1)(e) as the credit officer's comments are held in a fiduciary capacity.
- 4The bank must provide the scoring sheet and internal notes since it relates to the applicant's own information and does not affect third-party confidentiality.✓
Correct answer
The bank must provide the scoring sheet and internal notes since it relates to the applicant's own information and does not affect third-party confidentiality.
Download Single Question PDF
Save this question and verified answer as a clean study sheet with live clickable link.
👥
Share with Friends & Study Groups
Challenge your peer aspirants on WhatsApp or Telegram to solve this question!
Online Test Series
Start Free Mock Test →Preparing for Indian Polity?
Practice full-length mock tests with real exam timers, instant score analysis, and all-India ranking.
Chapter Practice
Practice Polity MCQs →Want more practice questions on Polity?
Solve complete topic-wise tests with detailed solutions on GkGet.
Related Practice Questions
Recommended practice questions in Indian Polity · Polity