Economics · Rural Development
A major socio-economic problem concerning rural credit systems in regions like Haryana is the continuous:
- 1Over-banking and saturation of commercial bank branches
- 2High digital financial literacy among elders
- 3Dependence of small farmers on informal moneylenders✓
- 4Excess availability of free institutional funds
Correct answer
Dependence of small farmers on informal moneylenders
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