General Studies · Risk Concern Areas in Banking
A commercial bank's decision to grant immediate credit loans to newly formed Self-Help Groups (SHGs) without verifying the mandatory 6-month savings and financial track record violates standard risk appraisal and increases which specific Risk Concern Area?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1IT Security Risk
- 2Credit Risk✓
- 3Market Risk
- 4Reputational Risk
Correct answer
Credit Risk
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