General Studies · Information Systems
A commercial bank introduces an AI-driven credit scoring system but retains the final loan approval authority exclusively with human managers. This operational model best reflects:
- 1Full automation of managerial control structures
- 2Complete replacement of credit risk assessment with algorithms
- 3Decentralisation of core financial authority directly to customers
- 4Augmented decision-making featuring human-in-the-loop oversight✓
Correct answer
Augmented decision-making featuring human-in-the-loop oversight
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