A borrower has a high net worth but a very low credit score due to a historic dispute with another bank over a credit card bill five years ago. The current loan proposal is for an established manufacturing business. How should the credit appraisal proceed?

Examine the validity of the following statements concerning project appraisal procedures by banks: Statement 1: 'Economic Appraisal' measures a project's macroeconomic impact including job creation, forex savings, and value-addition. Statement 2: In credit appraisal, project cash flows are the primary repayment engine; collateral security acts merely as a secondary safety net. Statement 3: 'Working Capital Gap' represents the differential between total current assets and total current liabilities excluding bank finance. Statement 4: 'Promoter's Contribution' can comprise equity capital, preference shares, or verified long-term unsecured loans. Statement 5: 'Technical Feasibility' mandates choosing local adaptability, cost efficiency, and operating viability over simply deploying the most expensive technology. Statement 6: 'Financial Closure' is accomplished when all debt and equity financing components are legally bound and locked. Statement 7: The 'Appraisal Note' compiled by credit officers must explicitly state internal credit risk rating matrix scores. Choose the correct structural breakdown option: