General Studies · Banking Ethics and Values
A bank states its Core Value is 'Financial Prudence.' In practice, this means the bank consistently maintains a high Capital Adequacy Ratio (CAR) well above the regulatory minimum and avoids high-risk lending segments, even if it sacrifices short-term profitability. This demonstrates which aspect of a core value?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Its dependence on external legal mandates.
- 2Its power to drive and constrain organizational strategy and decision-making.✓
- 3Its inherent subjectivity and variability.
- 4Its utility as a marketing slogan.
Correct answer
Its power to drive and constrain organizational strategy and decision-making.
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