Banking · Priority Sector Lending

A bank's Internal Audit team is reviewing the classification of its lending under the 'Others' category of the Priority Sector. Which of the following loans would typically be eligible for inclusion under the 'Others' category, provided the loan size and purpose limits are met? 1. Loans up to Rupees 1 Lakh per borrower for consumption expenditure to individuals. 2. Loans to women beneficiaries under the Differential Rate of Interest (DRI) scheme. 3. Loans to State Sponsored Organisations for Scheduled Castes (SCs) and Scheduled Tribes (STs) for the purchase and supply of inputs to members. 4. Overdraft facility availed by an eligible borrower under the Pradhan Mantri Jan Dhan Yojana (PMJDY), subject to the limit of Rupees 10,000.