Computer Science · Artificial Intelligence in Banking
A bank automates its credit appraisal process using complex AI/ML models. Legal concerns are raised regarding the 'Right to Explanation' under data protection laws. Which of the following best describes the core technical challenge?
- 1The baseline difficulty of training non-technical operations staff on interactive AI interfaces
- 2The excessive recurring licensing costs of proprietary commercial AI software software
- 3The non-transparent 'Black Box' nature of deep AI models, making explainable decisions difficult✓
- 4The lack of raw processing hardware power in traditional Data Centers to compute algorithms
Correct answer
The non-transparent 'Black Box' nature of deep AI models, making explainable decisions difficult
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